Cigna Insurance for Therapy in Illinois and Florida | Empower Family Therapy
Finding a therapist who accepts your insurance can make the search a little easier. If you have Cigna, Empower Family Therapy is in-network for eligible therapy services in Illinois and virtual therapy in Florida.
We work with individuals, couples, children, teens, and families dealing with concerns such as anxiety, depression, relationship difficulties, family conflict, and life transitions.
You can meet with a therapist in person at our Oak Park or Chicago office, or connect with one of our eligible clinicians through virtual therapy in Florida.
Using Your Cigna Insurance at Empower Family Therapy
Empower Family Therapy accepts Cigna for eligible therapy services in Illinois and virtual therapy in Florida.
Your coverage will depend on your specific insurance plan, the therapist you see, and the services you receive. Depending on your benefits, you may have a copay, coinsurance, or deductible to meet before your insurance begins covering services.
If you're unsure what your plan covers, we're happy to help you understand the next steps.
Therapy Services Covered by Cigna
Our therapists work with individuals and families at different stages of life. Depending on your plan and benefits, covered services may include:
Individual therapy: Support for anxiety, depression, stress, life changes, and personal challenges.
Couples therapy: Help with communication, conflict, trust, and relationship concerns.
Family therapy: Support for families navigating conflict, transitions, and changing family dynamics.
Child and teen therapy: A supportive space for children and adolescents to work through emotional, behavioral, and social challenges.
Young adult therapy: Guidance through relationships, independence, identity, and other life transitions.
Coverage for each service depends on your Cigna plan and applicable benefits.
Virtual Therapy in Florida With Cigna
If you live in Florida, you can access therapy from the comfort of your home through virtual sessions with Empower Family Therapy.
We are in-network with Cigna for eligible virtual therapy services in Florida. Whether you're looking for individual therapy or support with other life challenges, our team can help you explore your options.
Learn more about our Florida virtual therapy services.
In-Person Therapy in Illinois
If you prefer meeting with a therapist in person, we have two office locations:
Oak Park
137 N. Oak Park Ave, Suite 329
Oak Park, IL 60301
Chicago – Lincoln Park
1332 N. Halsted, Suite 201
Chicago, IL 60642
How to Check Your Cigna Therapy Benefits
Before your first appointment, it's a good idea to confirm what your Cigna plan covers. You can:
Call the member services number on the back of your Cigna insurance card.
Ask whether outpatient mental health therapy is covered.
Confirm your copay, deductible, or coinsurance.
Ask whether your plan requires a referral or prior authorization.
Confirm that your therapist and the specific service are covered under your plan.
You can also use myCigna to review your benefits and find provider information.
For additional help, see our Insurance Call Cheat Sheet, which walks you through the questions to ask your insurance company.
Frequently Asked Questions About Cigna and Therapy
Does Cigna insurance cover therapy?
Many Cigna plans include outpatient mental health benefits. Your coverage depends on your specific plan, the therapist, and the type of service. Contact Cigna to confirm your benefits before scheduling.
How do I find a therapist who accepts Cigna near me?
You can search Cigna's provider directory or contact Empower Family Therapy to ask about available therapists and services. We offer in-person therapy in Oak Park and Chicago, Illinois, and virtual therapy in Florida for eligible Cigna members.
Does Empower Family Therapy accept Cigna in Florida?
Yes. Empower Family Therapy is in-network with Cigna for eligible virtual therapy services in Florida. Coverage depends on your plan, therapist, and services received.
Does Cigna cover online or virtual therapy?
Many Cigna plans include coverage for eligible virtual mental health services. However, coverage varies by plan. Check with Cigna to confirm your telehealth benefits and any requirements.
How much does therapy cost with Cigna?
Your out-of-pocket cost depends on your plan. You may have a copay, coinsurance, or deductible. Contact Cigna to confirm your expected cost before your appointment.
Do I need a referral to see a therapist with Cigna?
Some plans may require a referral or prior authorization, while others do not. Check your specific plan requirements with Cigna before starting therapy.
Ready to Get Started?
Finding the right therapist is an important step. If you're considering therapy and have Cigna insurance, we'd be happy to help you explore your options.
Request a call to connect with our team and learn more about getting started.
Insurance Disclaimer: Empower Family Therapy is in-network with Cigna for eligible therapy services in Illinois and virtual therapy in Florida. Being in-network does not guarantee coverage or payment. Benefits vary by plan, clinician, location, and service. Coverage is subject to eligibility, provider participation, medical necessity, plan exclusions, deductibles, copayments, and coinsurance. Please verify your benefits directly with Cigna before beginning services. Clients are responsible for charges not covered by their insurance plan.