FEES FOR SERVICES
Empower Family Therapy is in network with select Blue Cross Blue Shield insurance plans.
Most plans require clients to pay a copay at each visit, copays vary depending on individual plans. Some insurance plans reimburse differently for home-based vs. office-based sessions.
It is highly recommended that potential clients consult with their insurance company with any questions about what their plan covers in the effort of avoiding unexpected costs. Clients are responsible for costs incurred from services rendered, whether their insurance will cover them or not.
The starting fee for ‘out-of-pocket’ therapy services is $150 per session. This covers a 50-minute session, and travel within a 5 mile radius of downtown Oak Park.
FREQUENCY OF SESSIONS
Session frequency is agreed upon between therapist and family at initial session. Weekly sessions are most often recommended. Phone sessions and consultations services are available to families outside of regularly scheduled home-based appointments, and fees for those services are discussed during initial session.
We offer receipts of services to select families that may meet criteria for an individual mental health diagnosis (a requirement for any insurance compensation). Families can submit these receipts to their insurance company for out-of-network reimbursement. It is recommended that you contact your insurance company prior to beginning services to determine what reimbursement could be available upon submission.
Empower Family Therapy offers home-based services and travel expenses to homes within a 5 mile radius from downtown Oak Park. Families living outside of this radius are also warmly welcomed to engage in services. A minimal travel fee of $1 per mile will be added to the base fee for families living outside of the 5 mile radius.
MORE INFORMATION ON INSURANCE BILLING
Insurance companies often restrict the awesome services family therapists can provide. Most insurance companies are not up-to-date on family therapy practices, and still require an individual person to carry a diagnosis and be seeking treatment. They want for the therapist to identify a single person in the family who is 'having' the problem 'for' the family. Insurance companies also report these diagnoses to the Medical Information Bureau, which may impact your or your child's ability to receive insurance benefits in the future. A mental health diagnosis is not always needed for a family to seek therapy, just like an illness is not always needed to try to improve overall health.
We believe that overall wellness services should be provided with encouragement for those seeking a healthier lifestyle: especially in relation to how we raise our families. We also strongly believe in providing quality services and support to our community, many of which are looking to utilize their insurance for therapy services.
We look forward to further exploring if using insurance for therapy services is right for you and your family.